Live tax path check

Answer one screen at a time.

The homepage stays clean. The filing brain now works like a guided wizard: Profile, Income, income-head details, common deductions, then Review.

tax path · step 1 of 5
Profile
Income
Income details
Deductions
Review
Step 1 of 5 · Profile
First, who is filing?

Choose the basic residency profile. This decides whether the flow should ask NRI-specific questions later.

Why we ask thisResidency can change the return path, document checklist, foreign income treatment and DTAA support.
Step 2 of 5 · Income
What did you earn this year?

Select all that apply. The next screen will ask amounts only for the income types you choose.

Live rule checkThe recommended ITR form on the right updates as you select income types.
Step 3 of 5 · Income details
Enter details by income head.

Your CA feedback is now built in: each income head has its own deductions or adjustments before common deductions are applied.

What changedRental income is now computed under House Property: gross rent minus municipal taxes, 30% standard deduction and home-loan interest. FD interest remains under Other Sources, not capital gains.

Salary details

Salary is computed first under the salary head. Standard deduction and professional tax are considered before common deductions.

Salary head
Before standard deduction
State professional tax, capped in preview

Capital gains details

Break gains by asset and holding type. Listed equity and equity mutual funds use special-rate preview logic separately from slab income.

Schedule CG starter
Shares held ≤ 12 months
Shares held > 12 months
Equity-oriented MF ≤ 12 months
Equity-oriented MF > 12 months
Preview treats as normal slab income
Land/building short-term gain
Land/building long-term gain
Short-term other assets
Long-term other assets
Sale gain after vesting/perquisite stage
Special 30% preview treatment

FD income is not capital gains in this flow. Add it under Interest income. Capital gains are computed from sale consideration minus transfer expenses, acquisition cost and improvement cost in the full rule engine.

Income from other sources

FD and bank interest sit here. They are not capital gains.

Other sources
Gross interest income
Rare for FD; CA review item

House property / rental details

Rental income has its own deductions: municipal taxes, 30% standard deduction and interest on borrowed capital.

House property
Rent received or receivable
Only taxes actually paid
Interest on borrowed capital
Taxable house property income₹ 0

Foreign income

Add foreign income for review. Residency and DTAA checks will decide final treatment later.

Foreign income
Foreign income to review

Freelance / business income

Enter net professional or business income for this MVP. Detailed expense capture can be added next.

Business / profession
After business expenses in MVP

Tax already paid

Used only to estimate refund or tax payable after the preview tax calculation.

TDS / advance tax
From Form 16, AIS or challans
Step 4 of 5 · Deductions
Add common deductions separately.

These are deductions after income-head computation. Salary, house property, capital gains and other sources are already handled in the previous screen.

80C investments and payments

EPF, PPF, ELSS, insurance, tuition fees and principal repayment are grouped into the 80C bucket.

Cap: ₹1.5L
Employee provident fund contribution
Public Provident Fund
Tax-saving mutual funds
Eligible life policy premiums
Eligible child tuition fees
Principal repayment under 80C
Other eligible 80C deposits
Any remaining 80C item
Preview rule: 80C + 80CCC + 80CCD(1) bucket is capped at ₹1,50,000.

NPS contributions

Separate self contribution and employer contribution because the regime treatment can differ.

NPS
80CCD(1B), capped in preview
80CCD(2), allowed in this preview for both regimes

Medical insurance

Health insurance and preventive health checkup inputs for 80D-style treatment.

80D
Self, spouse and children
Parent premium or eligible medical expense
Included within 80D preview cap

Salary rent benefits and self-occupied housing

HRA is treated as a salary-side adjustment in the old regime preview. Rental-property interest is captured in the House Property card, not here.

Housing
Enter eligible exemption amount for MVP
Use only if HRA is not claimed
Old-regime house-property adjustment preview

Other deductions

Common deductions that should be reviewed with the CA before final filing.

Other
Enter eligible donation amount
80E interest amount
80TTA preview cap applied
80DD, 80DDB, 80U, etc.
Old-regime benefits used in preview ₹ 1,70,000
New regime tax₹ 74,100
Old regime tax₹ 1,63,800

This is still preview logic for product testing. The CA can validate caps, eligibility and final rule treatment before launch.

Step 5 of 5 · Review
Your first tax path is ready.

This is the screen where we can later offer Free Guide vs CA Filing Service.

Recommended ITRITR-2
Tax profileResident Indian
Income selectedSalary, Capital gains
Gross income entered₹ 13,50,000
Capital gains total₹ 1,50,000
House property income₹ 0
Interest / other sources income₹ 0
Old-regime benefits₹ 1,70,000
Estimated tax₹ 1,37,800
Estimated refund / payableRefund: ₹ 62,200

Income-head-wise computation

Each head gets its own adjustment first. Common deductions are applied only after this layer.

Salary: gross income₹ 0
Salary-side adjustment used₹ 0
Taxable salary for selected regime₹ 0
House property: gross rent₹ 0
Municipal tax + 30% + interest₹ 0
Taxable house property income₹ 0
Other sources: gross interest₹ 0
Taxable other sources income₹ 0
Normal capital gains in slab₹ 0
Special-rate capital gains / VDA₹ 0
Common deductions used₹ 0
Normal taxable income after all allowed deductions₹ 0

How we arrived at this result

We calculate income head by head first, then apply regime-specific salary adjustments, common deductions, slab tax, Section 87A rebate where eligible, and cess. The lower tax regime becomes the recommendation.

Recommended: New regime
Normal income after head-wise computation₹ 0
Standard deduction₹ 0
Deductions allowed in this regime₹ 0
Normal taxable income after deductions₹ 0
Slab-wise tax calculation on normal income
Special-rate capital gains / VDA calculation
Normal slab tax before rebate₹ 0
Section 87A rebate₹ 0
Normal tax after rebate₹ 0
Special-rate tax before cess₹ 0
Health & education cess @ 4%₹ 0
Final tax under selected regime₹ 0
TDS / tax already paid₹ 0
Estimated refund / payable₹ 0

Enter values to see the logic.

Documents to collect
    Estimate only

    This calculator gives a working estimate, not final filing advice.

    Actual tax can change after checking AIS/Form 26AS, deductions, TDS, capital gains schedules and supporting documents. Choose a plan to get a detailed CA consultation and filing review.

    View plans